Website Terms & Conditions
Effective: January 1, 2026
Last Updated: January 10, 2026
Prepared by: Amit Verma – AMFI-registered Mutual Fund Distributor (ARN-349400)
- Website Usage Agreement
By accessing and using mfd.co.in (“Website”), you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms, please do not use this Website. - Ownership & Intellectual Property
– The Website and all content (including text, images, tools, calculators, and design elements) are owned by MFD.co.in (Amit Verma – ARN-349400).
– You may not copy, reproduce, modify, or distribute any content without our express written permission.
– All logos, branding, and designs are protected by applicable copyright and intellectual property laws.
– Unauthorised use may result in legal action. - Proper Use of Website
You agree to use this Website only for lawful purposes and in ways that do not:
- Harm, abuse, or threaten others
- Violate any applicable laws or regulations
- Infringe upon intellectual property or privacy rights
- Attempt to gain unauthorised access to systems or data
- Transmit viruses, malware, or harmful code
- Engage in spamming or sending unsolicited communications
- Scrape, harvest, or crawl data without prior written consent
We reserve the right to restrict or terminate access for misuse of the Website.
- Investment Disclaimers (Critical)
IMPORTANT: READ CAREFULLY
- Educational Content Only
- All information on this Website is for informational and educational purposes only. It does not constitute investment advice, portfolio management, or recommendations to buy, sell, or hold any security or financial product.
- We act as a Mutual Fund Distributor, not as a SEBI-registered investment adviser.
No Guarantees
We do not guarantee returns, profits, or capital protection. Mutual fund investments are subject to market risks. Past performance is not indicative of future results. You may lose some or all of your investment. Your principal is at risk in equity-oriented funds.
Your Responsibility
You are responsible for all investment decisions. You should read the Scheme Information Document (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM), addenda, and factsheets carefully before investing. You should consult your own SEBI-registered investment adviser, tax consultant, or other qualified professional. Your decision to invest should be based on your own independent judgment, financial situation, risk profile, and objectives.
MFD.co.in provides only incidental guidance on mutual fund products as permitted for distributors. No personalised investment strategy or comprehensive financial plan is offered.
- Information Accuracy
While we strive to provide accurate and up-to-date information:
- We make no warranties (express or implied) regarding accuracy, completeness, or timeliness.
- Information is based on sources believed to be reliable but may not be independently verified.
- Market data, fund details, regulatory rules, and performance information may change without notice.
- You use all information on this Website at your own risk.
- We are not liable for any errors, omissions, or outdated information.
- Limitation of Liability
To the maximum extent permitted by law, MFD.co.in, Amit Verma, and any associated persons shall not be liable for:
- Direct, indirect, incidental, special, or consequential damages
- Loss of profits, data, business opportunities, or goodwill
- Any losses arising from use of, or reliance on, Website information
- Market losses, underperformance of investments, or missed opportunities
- Technical issues, interruptions, or unavailability of the Website or third-party platforms
If you are dissatisfied with any part of the Website or these Terms, your sole and exclusive remedy is to discontinue using the Website.
- Third-Party Links
This Website may contain links to external websites (including Asset Management Companies, RTAs, SEBI, AMFI, or third-party platforms). These are provided for convenience only. We are not responsible for:
- Content, accuracy, or legality of external websites
- Privacy practices or data handling on external sites
- Any loss or damage arising from use of such third-party sites
You access third-party links at your own risk and should review their own terms and policies.
- User Data & Privacy
Your personal and financial data is handled in accordance with our Privacy Policy, the Digital Personal Data Protection Act, 2023, and applicable SEBI/RBI guidelines on data protection and confidentiality.
You have the right to access, correct, or request deletion of your data as per applicable law. - Changes to Terms
We may update or modify these Terms of Use at any time without prior notice. The latest version will be posted on this page with the updated “Last Updated” date.
Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. - Jurisdiction & Governing Law
These Terms are governed by the laws of India. Any disputes arising out of or in connection with this Website or these Terms shall be subject to the exclusive jurisdiction of the courts in Himachal Pradesh, India.
